Please read these terms before relying on website information or sending information to BDC.
This website is maintained by BDC Insurance Services LLC for general review, education, and informational purposes. Nothing on this website is intended to be, or should be treated as, individualized insurance, tax, legal, accounting, investment, medical, financial, or business advice. Laws, regulations, carrier rules, underwriting standards, tax guidance, product availability, and filing requirements can change. Website information may not reflect the most recent change or your particular circumstances.
Do not make decisions, purchase or cancel insurance, alter coverage, file or amend a tax return, make a tax election, transfer money, disclose confidential information, or take other action solely because of information found on this website. Contact an authorized BDC representative and, when appropriate, your attorney, accountant, tax adviser, financial adviser, medical professional, or other qualified professional.
No statement, illustration, estimate, quote request, online submission, email, text, or website interaction binds, changes, renews, or cancels insurance coverage. Coverage is subject to carrier appointment, state availability, eligibility, application completion, underwriting, payment, policy terms, exclusions, and written confirmation from the applicable carrier or authorized representative. Premiums, limits, deductibles, and coverage terms are not guaranteed until confirmed in writing.
Website content and general communications do not create a tax-practitioner-client, accountant-client, attorney-client, medical-provider-patient, fiduciary, or other professional relationship. BDC has not agreed to prepare, review, sign, transmit, or file any return until the engagement is accepted, required authorizations are signed, identity and documentation requirements are satisfied, and BDC confirms the scope of service. No refund, credit, deduction, tax result, audit outcome, filing acceptance, or deadline result is guaranteed.
BDC does not request or accept Social Security numbers, taxpayer identification numbers, dates of birth, driver’s-license numbers, passport numbers, bank-account information, payment-card information, account passwords, medical records, complete tax returns, W-2s, 1099s, K-1s, or other confidential documents through public website forms, ordinary email, unsolicited text messages, or social media. Do not send such information unless an authorized BDC representative has provided an approved secure method. BDC representatives will not ask you to disclose account passwords or one-time verification codes.
If any person contacts you claiming to represent BDC and requests sensitive information, payment, gift cards, cryptocurrency, remote access to your computer, passwords, or verification codes, stop and independently verify the request by calling (717) 649-6435 or (717) 389-9049.
Insurance products and services may not be available in every state or to every applicant. BDC Insurance Services LLC is licensed in Pennsylvania, License No. 1295242, and Ohio, License No. 1754190. Carrier appointments, underwriting authority, products, eligibility, and availability may change. Carrier names, logos, and trademarks belong to their respective owners and are displayed for identification only. No carrier endorsement is implied.
This website may link to carrier, government, scheduling, map, payment, secure-portal, or other third-party services. BDC does not control and is not responsible for third-party content, uptime, security, accessibility, terms, or privacy practices. Review the third party’s terms and privacy policy before submitting information.
BDC seeks to provide useful information but does not warrant that website content is complete, current, error-free, uninterrupted, secure, or suitable for a particular purpose. To the extent permitted by law, BDC disclaims liability for decisions, losses, delays, missed deadlines, denied claims, rejected filings, security incidents, or other consequences arising from reliance on this website or from third-party services.
For advice concerning your specific facts, call BDC or schedule a direct consultation. Do not use a public form or ordinary email to transmit confidential insurance, tax, financial, identity, or medical information.
